LEGAL NOTICE FOR USE OF THE WEBSITE

1. General

The FinPortal.si website (hereinafter: the "website") is an informational platform intended to present financial information, tools and calculations. Use of the website is permitted under the conditions set out in this legal notice.

By accessing the website, the user confirms that they have read and agreed to this legal notice.

2. Owner of the website

The owner and operator of the website is: Žiga Sitar (natural person), Ljubljana, Slovenia, e-mail: info@finportal.si

3. Informational nature of the content

All content, calculations, comparisons and information on the website are informational. They do not constitute:

• financial advice,
• investment recommendations,
• legal or tax advice,
• an offer or invitation to enter into a contract.

FinPortal.si is an informational portal (aggregator). We do not provide financial services, financial advice, or intermediation in concluding financial products. All information is based on publicly available data. The choice of bank or financial product is solely the user's decision. FinPortal.si is not affiliated with any bank and does not use the internal data of any financial institution.

The user accepts that, before making any financial decision, they must consult a qualified expert or service provider.

If the user submits an inquiry, the operator may, based on the user's selection, forward contact details and basic information about the inquiry to the bank or banks chosen by the user, so that the user may more easily obtain an offer. The forwarding occurs once (e.g. by e-mail) and only to the extent the user enters into the inquiry form.

The operator may receive a fee for forwarding inquiries (e.g. based on the number of forwarded inquiries).

4. Limitation of liability

The operator of the website is not liable for:

• any errors, inaccuracies or outdated information,
• incorrect calculations due to incorrect user inputs,
• non-functioning or unavailability of the website,
• any damage arising from use or inability to use the website,
• the content or accuracy of data on external links.

The user uses the website at their own risk.

5. Copyright

The content, graphic elements, logos, texts, calculations and source code on the website are protected by copyright, except where explicitly stated otherwise.

It is prohibited to:

• copy,
• reproduce,
• modify,
• distribute or publish content without the prior written consent of the operator.

6. External links

The website may contain links to other websites. The operator:

• does not control these websites,
• is not responsible for their content,
• does not warrant the accuracy or security of data on those websites.

7. Technical errors

The operator strives for uninterrupted operation of the website but does not warrant that it will operate without errors, interruptions or technical issues.

In the event of technical errors, the operator reserves the right to:

• temporarily suspend operation,
• change or update functionality,
• restrict access.

8. Changes to this legal notice

The operator reserves the right to amend this legal notice at any time. Changes take effect on the date of publication on the website. We recommend users periodically check for updates.

9. Contact

For questions regarding this legal notice, please contact: Žiga Sitar (natural person), Ljubljana, Slovenia, e-mail: info@finportal.si

10. Contact for complaints

Contact person for complaints: Žiga Sitar, Ljubljana, Slovenia, e-mail: info@finportal.si

11. Applicable law and competent court

The use of the website and this legal notice are governed by the law of the Republic of Slovenia. The court with subject-matter jurisdiction in Ljubljana shall be competent for the resolution of any disputes.