Terms of use
1. Introduction
These Terms of Use set out the rules and conditions under which you may use the FinPortal.si website (hereinafter: the "website"). By accessing or using the website, you confirm that you have read, understood and accepted these terms.
If you do not agree to the terms, use of the website is not permitted.
2. Purpose of the website
FinPortal.si is an informational platform that allows users to:
- review and compare financial products,
- use calculators and tools,
- access explanations and educational content.
The website does not provide financial, investment, legal or tax advice. All information is informational in nature.
FinPortal.si is an informational portal (aggregator). We do not provide financial services, financial advice, or intermediation in concluding financial products. All information is based on publicly available data. The choice of bank or financial product is solely the user's decision. FinPortal.si is not affiliated with any bank and does not use the internal data of any financial institution.
If the user submits an inquiry, the operator may, based on the user's selection, forward contact details and basic information about the inquiry to the bank or banks chosen by the user, so that the user may more easily obtain an offer. The forwarding occurs once (e.g. by e-mail) and only to the extent the user enters into the inquiry form.
The operator may receive a fee for forwarding inquiries (e.g. based on the number of forwarded inquiries).
3. Use of the website
The user undertakes to use the website:
- lawfully,
- in a way that does not harm the operator or other users,
- without attempts at intrusion, data manipulation, or disruption of operation.
It is prohibited to:
- copy or automatically collect data (scraping),
- use the website for commercial purposes without permission,
- publish or send harmful content (viruses, malicious code).
4. Informational nature of the data
All information, calculations and comparisons on the website are informational only. The operator does not warrant:
- completeness,
- accuracy,
- timeliness, or
- correctness of the data.
Before making any financial decision, you must consult the service provider or a qualified expert.
5. Liability
The operator is not liable for:
- any errors in the displayed data,
- incorrect calculations due to incorrect user inputs,
- damage arising from use or inability to use the website,
- content on external links,
- technical errors, outages or operational disruptions.
The user uses the website at their own risk.
6. External links
The website may contain links to other websites. The operator:
- does not control these websites,
- is not responsible for their content,
- does not warrant the accuracy or security of data on those websites.
7. Copyright
All content on the website (texts, graphics, logos, calculators, source code) is protected by copyright, except where explicitly stated otherwise.
It is prohibited to:
- copy,
- reproduce,
- modify,
- distribute or publish content without the prior written consent of the operator.
8. Personal data protection
Personal data is processed in accordance with the Privacy Policy, available on the website.
9. Cookies
The website uses cookies for operation, analytics, and improving user experience. Details are described in the Cookie Policy.
10. Changes to the terms
The operator reserves the right to amend these terms at any time. Changes take effect on the date of publication on the website. We recommend that users periodically check for updates.
11. Contact for questions and complaints
For questions or complaints regarding the use of the website, please contact: Žiga Sitar (natural person), Ljubljana, Slovenia, e-mail: info@finportal.si
12. Applicable law and competent court
These Terms of Use are governed by the law of the Republic of Slovenia. The court with subject-matter jurisdiction in Ljubljana shall be competent for the resolution of any disputes.