Articles
Evergreen finance articles and guides. Each article also links to the relevant calculators.
Saving
Choosing Between Saving and Investing
Saving vs. investing: what to choose and when each strategy makes the most sense
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Loans
Why can two loans with the same interest rate differ by several thousand euros?
The nominal interest rate is not everything. See a concrete example of how fees and APR create a huge difference between bank offers.
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Loans
Mortgage APR and Why Your Bank Doesn’t Tell You About It?
APR is the most useful metric for comparing loans. See what it includes, why banks often highlight only the interest rate, and how to use APR in practice.
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Saving
Revolut and Taxes 2026: How to Report Interest from Flexible Account
Revolut Flexible Account in 2026 requires reporting interest to FURS. Learn how to correctly file DOH-OBR, where to find the data, and how much tax you owe.
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Saving
Why Bank Interest Rates Will Rise When EURIBOR Rises: A Complete Guide for Savers (2026)
A rising EURIBOR affects not only loans, but also deposits. Discover why bank interest rates will rise and how you can take advantage of it.
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Loans
Early Loan Repayment: The Impact on Interest and Loan Term
How paying off a loan early can reduce costs and simplify financial planning
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Loans
How Do Banks Calculate Creditworthiness?
Find out how banks calculate creditworthiness, what affects DSR, and how much you may be able to borrow.
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Loans
Creditworthiness: How Banks in Slovenia Calculate It and How to Improve It
A practical guide to how banks in Slovenia assess creditworthiness for a mortgage or consumer loan, what lowers it, and how you can improve it. Includes a sample calculation and calculator.
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Saving
Deposit Guarantee up to 100.000 € – How It Works and What Is Actually Protected
What a deposit guarantee up to 100.000 € means, what is included and what is not, how the limit is calculated across multiple accounts and joint accounts, and what to do if you have more than 100.000 €.
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Saving
How to Choose the Best Deposit in Slovenia in 2026
The best deposit in Slovenia in 2026 - how to choose and compare offers
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Saving
THE ADVANTAGES OF BANK SAVING IN THE MODERN WORLD
Bank saving in times of uncertainty remains the safest and most liquid choice. Why are Slovenians increasing their deposits, and how does inflation affect this?
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Loans
Loan 2026: how to choose the right mortgage, what interest rates and APR look like
A comparison of fixed and variable interest rates, current APRs across Slovenian banks, the impact of EURIBOR, and realistic monthly payment calculations.
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Loans
What Is APR, What Does It Mean, What Does It Include, and How Do You Use It to Compare Bank Offers?
A short guide to APR and what you need to watch out for when choosing a loan.
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Investing
The Psychology of Investing – Hidden Influences That Shape Your Financial Success
The psychological mechanisms that quietly shape our investment decisions reveal why understanding yourself is often more important than understanding the markets.
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Saving
The Value of Money Over Time
An expert overview of the value of money over time, the impact of inflation, the role of deposits, and practical strategies for savers.
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Loans
Types of Loans and Why They Have Different Interest Rates
Which loan should you choose, and why do they have different interest rates? An explanation of consumer loans, mortgages, car loans, leasing, green loans, and loans for entrepreneurs.
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